What Do They Offer
Personal Loans: What made them so famous is that here you can get unsecured loans anywhere from CZK 5,000 to CZK 1,500,000 with interest rates as low as 4.49% per annum. These are repayable over 1 to 10 years.
Loan Consolidation: At Zonky, you can also combine existing loans into a single payment, which can also lower interest rates.
Zonky Rentiér: This is their automated investment service. It allows you to invest in a various portfolio of loans, starting from CZK 10,000.
Loan Insurance: To top everything, they also offer optional insurance products to protect borrowers against unforeseen circumstances that can affect their ability to repay.
Why Choose Zonky.cz
Competitive Interest Rates: Their interest rates are their biggest plus point, starting at 4.49% per annum. These are a lot more favorable than traditional banks.
User-Friendly Online Platform: Their platform is very user friendly, and both borrowers and investors can easily manage everything entirely online.
Transparent Fee Structure: When you take up a loan, they just charge a single service fee of 2% of the loan amount, rest there are no hidden costs.
Flexible Repayment Options: They provide a huge degree of financial flexibility to the borrower, as they are allowed for early repayments and extra payments without penalties.
Strong Backing: The world renowned PPF Group backs Zonky. So, when an investment group that operates in 25 countries backs you, it is always a sign of trustworthiness.
Ever since it was established in 2014, Zonky has successfully transformed the money lending market in Czechia. And on top of the great P2P model that they have, their website is really smooth and easy to use as well— something that can’t be said for banking platforms in general. For borrowers and investors both, the platform has been extremely beneficial, and it continues to be their go-to choice when it comes to alternatives for the banking industry.
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